When a person is unable to work because of a disability, that person can have a difficult time meeting all their day-to-day needs. Having a disability obviously does not preclude the person from having expenses for necessities like food, shelter, clothing and medical care. Without Social Security disability benefits some of these people would be left with no way to care for themselves following a disabling accident, injury or illness.
By obtaining SSDI benefits, disabled individuals are able to obtain some financial freedom again. These benefits accrue over a person's working life so that they are available in a person's hour of need. With these benefits, disabled individuals can secure many of their basic needs. Disabled individuals who are relying on the program may wonder what the maximum disability benefit is under the SSDI program.